Indonesia Interest Rates

The Indonesian economy with a population of 238 Million (Est 2009) ranks 15th in the world with a GDP PPP of 962 billion and GDP PPP per capita of 4,151 vs 45,934 (United States) according to the IMF in 2009. Its currency is the Indonesian rupiah (Rp)(IDR). Bank deposits held for a fixed term in Indonesia are called time deposits. According to its inflation was 9.9% in 2008 and 4.8% in 2009.

All banks in Indonesia participate in an Indonesian Deposit Insurance Corporation (DIC) scheme. This scheme guarantee covers demand deposits, certificates of deposit, time deposits and savings accounts on a per customer, per account basis for each bank. (

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Indonesia Bank Interest Rates

Showing rates for 13 Bank deposit providers in Indonesia.
Bank Branch Founded Ownership
BII Maybank BII Maybank 3500 1959 Foreign
PaninBank PaninBank 501 1971 Local
Bank Rakyat Indonesia Bank Rakyat Indonesia 424 1895 Local
Commonwealth Bank Indonesia Commonwealth Bank Indonesia 91 1990 Foreign
HSBC Indonesia HSBC Indonesia 46 1884 Foreign
Bank Mayora Bank Mayora 34 1993 Local
ANZ Indonesia ANZ Indonesia 28 1973 Foreign
Standard Chartered Indonesia Standard Chartered Indonesia 26 1863 Foreign
Citibank Indonesia Citibank Indonesia 19 1918 Foreign
BNI Bank Negara Indonesia BNI Bank Negara Indonesia 1,585 1946 Local

Indonesia Discussion Activity

  • HSBC Indonesia - Deposits - HSBC Indonesia 1 Year Time Deposit
    Q: Hi, what would be the interest rate on a 375000 AUD 1 year time deposit in INR, and what would the tax rate payable on interest earned be for someone living in Indonesia on a retirement visa, and no other earnings in Indonesia. Thank you

    Alexander S Diball from Tokyo, Japan
  • HSBC Indonesia - Deposits - HSBC Indonesia 1 Year Time Deposit
    Q: To customers cares I would like to do the fix deposit in HSBC what is the interest rate paying currently. Thank you

    C prakash from Indonesia
  • Bank Mandiri - Deposits - Mandiri 3 Month Time Deposit
    Q: Hi, When depositing money into your Time deposit account at 6% for 3 months,is the money taxed and at what rate please. Thank you Rgds, Mark

    mark from Auckland, New Zealand
  • Deposits
    Q: I am a Singaporean living in Singapore. Can I invest in an Indonesian Term Deposit in nearby Batam or Bintan Island? What are the interest rates?

    C.P.BOH from Singapore, Singapore
  • Deposits
    Q: Can Australian citizens invest in a Indonesian term Deposit? If so do they have to pay tax on the investment? What if any guarantees are there for the return of original money invested?

    Stephen from Australia
  • BNI Bank Negara Indonesia - Deposits - BNI 3 Month Term Deposit
    Q: What are rates for term deposits if a person puts a term deposit in a Australian BNI Bank

    Ross Beattie from Southport, Australia
  • Bank Rakyat Indonesia
    Q: I am an Indian citizen. Working in Dubai. Can I make a time depost in BRI for more than 21 years and transfer the monthly interest to an INDONESIAN citizen's account who maintain account with BRI.? If not Can I make a time deposit to a MINOR account and the monthly profit to her account for her personal account To meet her education expenses?

    MINNIKARAN from Sharjah, United Arab Emirates
  • Deposits
    Q: Am I , as an Australian able to invest in a term Deposit. If so do I have to pay tax on the investment.

    greg from Darwin, Australia
  • BNI Bank Negara Indonesia - Deposits - BNI 6 Month Term Deposit
    Q: Can a UK resident invest in yr time bond ?

    Anton from United Kingdom
  • Deposits
    Q: Is it safe to invest money in term deposits os 1000000 dollar and what would the interest ratebe for say 6 months thanks michael

    Michael from Australia